When purchasing automobile insurance what should I consider?
Several things you should consider when purchasing automobile insurance are:
- Purchasing the appropriate amount of liability insurance based on your individual needs.
- Deciding which company to purchase insurance from.
- Weighing price with service, reputation and claim response.
Does my insurance policy coverage apply if I loan a friend my car?
Yes, if you give permission for that person to drive your car.
What is collision coverage?
Collision is the loss to your covered automobile if it collides with another vehicle or object like a telephone pole.
What is comprehensive coverage?
Comprehensive provides coverage for covered auto for damage NOT caused by a collision, such as damage by hail, fire, or theft.
How can I lower my automobile insurance rates?
*Review your coverage with your agent. CWS represents many carriers and can offer comptitive pricing for you.
*Consider a higher deductible.
*Consider removing comprehensive and/or collilsion coverage from older vehicles.
*Package your home and auto coverage for significant savings.